ARM reset wave set to crest in 2027, hit pockets of borrowers

ICE and Optimal Blue data point to a manageable wave of ARM adjustments
Read MoreWhat the latest rate hike means for you

The Fed lifted the target range by 25 bps to 3.75%–4%, but mortgage rates track long-term yields, not the Fed funds rate
Read MoreBeyond mortgage rates: How community lenders can expand access to homeownership

The Federal Home Loan Banks’ Mortgage Partnership Finance® Program helps community lenders expand homeownership through liquidity, collaboration and targeted financing solutions
Read MoreUAD 3.6 is almost here. Lenders need to move from awareness to production.

The new appraisal standard is more than a form update: Five actions can help lenders protect pipeline continuity and capture the benefits of better-structured collateral data
Read MoreVishal Garg regains control of Better’s board after receiving 52% shareholder support

A majority of shareholders backed the removal of five directors, including interim CEO Daniel Lewis, with Better finalizing his successor
Read MoreLawmakers float a housing 2.0 push to build faster and cheaper

Bipartisan Build America Caucus sketches housing reform targeting zoning, building material costs and inefficient financing barriers
Read MoreDaniel Dennis named Long and Foster president and CEO

Dennis succeeds Patrick Bain, who is stepping down after 16 years with the company
Read MoreFreddie Mac reshuffles risk leadership as Hinduja exits, Glessner steps in

Anil Hinduja’s employment with Freddie Mac ended Oct. 1
Read MorePennymac deploys VantageScore 4.0 across all production channels

The move follows FHFA and HUD guidance that opened conventional and FHA lending to competing credit score models
Read MoreWhy Alex Vidal believes REMAX and Real can be stronger together

He joined after the August close that created Real REMAX Group, with both brands keeping separate identities
Read MoreWhite House readies $90 payments to offset Medicare premiums

Payments are expected to be distributed in early October
Read MoreFly-by-wire: Why AI governance is instrumentation, not insurance

Quarterly testing can miss drift, lenders need continuous fair lending visibility
Read MoreSupport starter homes, not looser lending or financial fixes

Policymakers can lower frictions, but only new starter-home production changes the math
Read MoreWhat’s next for housing: 7%, 8% or 9% mortgage rates?

Mortgage rates are at 7.57% and demand softened more last week
Read MoreView Homes CEO Gandhi rebuilds builder operating platform

Leadership changes, standardized concessions, and a 12–18 month systems rollout are central to the plan
Read More‘Lawfare is now the norm’: MLS leaders brace for more legal battles

MLS legal experts at CMLS Open House urged scenario planning around cooperation, participation, and data access as lawsuits and demand letters increase
Read MoreWhy real estate agents are mentoring college athletes — and getting referrals

Student-athletes receive mentoring and complete requirements to become licensed real estate referral agents
Read MoreYour best producer is the hardest person in the building to read

The operational signals that show strain before the leaderboard does
Read MorePrivate listing ecosystems could deepen the housing affordability crisis

Rising prices alongside weaker sales and closed listing ecosystems are reducing consumer visibility and competition
Read MoreHECM originations sink to lowest level since 2020, HMBS issuance down 17% in September

September endorsements dropped to 1,790 — the lowest figure since April 2020 — while HMBS issuance fell to $446 million
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